| Monica De La Cruz is in the spotlight for benefiting from Texas’ homeowners insurance industry as they bleed Texas homeowners dry while she’s “sitting in one of the most powerful oversight positions related to that crisis,” forcing Texans to accept skyrocketing insurance costs and limited coverage.
New reporting from the Lone Star Left reveals that while Texans are engulfed in a home insurance crisis, De La Cruz is actively making their lives harder: backing “legislation that makes it harder for homeowners to challenge wrongful claim denials,” supporting “efforts to block federal regulators from collecting data on how climate-driven disasters are affecting insurance costs,” and voting “for cuts to FEMA’s budget.”
The kicker? De La Cruz is a former insurance agent and has taken nearly $50,000 from the property insurance industry.
DCCC Spokesperson Madison Andrus:
“Monica De La Cruz doesn’t care about Texans, all she cares about is power and sucking up to the extremist elites who control her and her party. Her priorities are keeping her wealthy backers and special interest groups happy, even if it comes at the expense of hardworking Texans. This is the exact corruption that voters are sick of – they’re gonna get rid of it and De La Cruz in November.”
Read more:
Lone Star Left: It’s Tuesday. Another Republican Corruption Story. This time, It’s Monica De La Cruz.
- Until we get money out of politics, the kind of corruption Monica De La Cruz has been involved in is perfectly legal.
- In McAllen, nearly 41.5% of homes are uninsured. The highest rate of any major metro area in the United States.
- And the person sitting in one of the most powerful oversight positions related to that crisis? Congresswoman Monica De La Cruz (R-TX15).
- Over the past three years, while home insurance costs have surged and coverage has evaporated across Texas, the subcommittee she helps lead held just two hearings on the issue. Not one insurance company CEO was called to testify. At the same time, she’s backed legislation that makes it harder for homeowners to fight denied claims, opposed efforts to collect data on climate-driven insurance costs, and voted to cut federal disaster funding.
- Oh, and she’s taken nearly $50,000 from the property insurance industry along the way.
- [Home insurance] premiums have jumped more than 55% since 2019 in Texas, one of the fastest increases in the country, while insurers are pulling back, tightening coverage, or leaving certain areas altogether. What’s left is a shrinking market with higher prices and fewer options. So families are making impossible choices. Pay the mortgage or pay the insurance. Keep coverage or keep groceries on the table.
- Monica De La Cruz serves as Vice Chair of the House Housing and Insurance Subcommittee. That role is supposed to be oversight and accountability…But while her own constituents are dealing with the worst home insurance crisis in the country, the oversight has been minimal, the accountability nonexistent, and the transparency nowhere to be found.
- It gets even more glaring when you remember that De La Cruz is a former insurance agent, now sitting in a position of power over insurance policy at the federal level. You’ve got a lawmaker with industry ties, in an oversight role, taking industry money, while advancing policies that benefit that industry and failing to meaningfully challenge it.
- And the people paying the price for all of this are the families in places like the Rio Grande Valley.
- In lower-income communities, this is the difference between stability and starting over from nothing. Homeownership is supposed to be how people build wealth, how families pass something down to the next generation. But that only works if the home is actually protected.
- This is what voters are choosing between. A system that keeps rewarding the same behavior, or one that finally starts pushing back on it. And if nearly half of a region can’t afford to insure their homes, if families are one storm away from losing everything they’ve ever worked for, if the people in charge are still operating as if none of that matters, then accountability is long overdue.
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